Money Saving Tips

We all know money doesn’t grow on trees…

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Saving money is something everyone wants to do.  The problem is following through with it, thinking it’s too hard, or not believing you have enough time for it.  We get in such a rush and continue with the same old routine.  Saving money is actually not that hard to do and is pretty simple.  It does take a few changes and discipline though.

Here are a few tips to help ya get started…

COUPONS-  Don’t get bogged down by those coupon shows or the stereotype that comes with using coupons.  Coupons are an excellent way to save money and once you learn how to do it…it’s a piece of cake!  Visit coupons.com, SmartSource, SouthernSavers.com to get printable coupons and a list of store’s weekly sales.  There are several phone apps for weekly sales ads as well.  You can also check your local area to see if anyone sales inserts weekly and order from them.  That is a great way to get inserts fairly cheap and tons of coupons.

BUY IN BULK-  You don’t have to buy everything in bulk, but you know what your family uses the most of on a regular basis.  It may not seem like it at first, but buying in bulk will save you money in the long run.  Those times you run out of those items you use the most and have to make a quick run to the grocery store…no more!  No more quick trips to the store and spending way to much.

USE CASH–  Using cash makes saving money so easy!  Only take cash with you to the grocery store and other stores.  MAKING A LIST goes along with this tip too.  Make a list before you go to the store and stick to it!  Only buy the things on your list.  Also, before you leave the house, tally up what those items will cost and take that amount in cash.  It will amaze you to see the savings at the end of the month.

PACK A LUNCH-  Yes, I said it!  Brown bag it folks!  Taking a lunch will save sooo much money.  Buying fast food really adds up and isn’t very healthy anyway.  Drinks and lunch stuff can be bought in bulk too.

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LOOK DOWN-  When you are doing your grocery shopping, look down.  Lower priced items are actually below eye level at most grocery stores.  You don’t always have to buy brand name items or items just because they are on sale either.

SMOKING AND DRINKING-  I am not gonna waste time telling anyone not to drink/smoke .  That is a personal choice for everyone.  But quitting smoking will save your health and tons and tons of money.  And if you are going to drink…drink at home.  It is way cheaper to drink at home versus drinking at a bar.

CREDIT CARDS–  Yes, credit cards help build credit but they also get you in hot water!  Trust me…pay off that credit card debt and only use that thing in case of emergencies!  Don’t cancel the credit card though.  Canceling a credit card will damage your credit…even if you have paid the due amount every month on time.

NETFLIX-  Cable costs way too much nowadays.  It is much easier to cancel it and get Netflix.  Netflix will only cost you about $8 a month and the Xbox gold card (if you’re using the Xbox) is $60 a year.  Look at the spending there…~$150 a year for that compared to paying for cable every month.  Some people I know spend $150 a month for cable!  You could be saving over $1600 a year!!!

PHONE–  Depending on bundle packages, (house phone and internet) canceling your house phone and just using your cell phone will save money as well.

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ENTERTAINMENT-  Instead of buying movies all the time, try using RedBox to rent movies.  It is pretty cheap and they are in convenient locations.  Museums and parks are free for your family too.  There are several history museums and lots of city parks that will provide weekend treats for your family.  Hikes and picnics are cheap ways to fit in valuable family time.

HOLIDAYS-  Do your holiday shopping throughout the year.  Make a list of the people you will be buying for and keep it with you.  I have a small flip pad that I keep in my purse.  I put that list of names on it and a gift idea, if I have one, next to their name.  When I’m out shopping, I keep an eye out for those gifts and such.  It saves money at the end of the year and there is no rush right before the holiday.

MEALS-  Making meals at home is great for your bank account.  It is a lot cheaper than eating out.  And when you’ve got a few couples that want to get together, do a cookout!

BUDGET–  Make a budget people!  It sucks and it’s a little time-consuming at first, but totally worth it.  Keeping that budget and tracking your spending will discipline you.  You’ll get a better idea of how miscellaneous spending kills your account and which things are easy to cut out.

Well, there you have it!  I hope this helps.  Feel free to comment any other ideas you may have and let me know if you have any questions.

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5 thoughts on “Money Saving Tips

  1. Jenn says:

    I blog about saving money, too! How cool! I just do it on Thursdays. I call it “Thrifty Thursdays.” lol
    great tips you have here! My family is trying to save money, too. Our family has expanded (welcomed our new baby girl in October), so we need every dime!! 🙂

  2. Tiffany says:

    Great tips, have to say I follow alot of these tips since we are on a budget ourselves. Using coupons is now my bestfriend I have several in my purse at all times for eating out if we have to. Also, I have a folder full of grocery coupons which I have put to good use at Kroger on their ten for ten items lately. Keep the tips a coming lol….

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